MAKE YOUR LIFE POSSIBLE

We find solutions to your project, not excuses!

When others are busy finding excuses to say IMPOSSIBLE, we find the solutions to say I’MPOSSIBLE. If anyone can do what we do, we would not call ourselves as professional project funders.

THE BIG IDEA HOLDINGS GROUP WORLDWIDE currently operates four regional branches in ASIA PACIFIC, NORTH & SOUTH AMERICA, EUROPE.

Since highly effective project funding can be CREATED in the cooperative working environment, we have established strong symbiosis partnership relationships, inbound and outbound, with 15 countries in the Asia Pacific, North & South America, and Europe, consisting of 3 Executive Partners, 5 Senior Partners, 10 Associate Partners, and more than 150 Junior Partners.

THE BIG IDEA HOLDINGS GROUP welcomes those qualified project funding experts who care to join our global partnership network. Our partnership benefits are much higher than the normal broker benefits in this industry; nevertheless, your qualifications must go through our screening process.

Please, send your partnership request directly to the Global President Director of Investments at johnpak@bifgroup.org

We are one of the top Global Funding solutions in the world.

We have been giving high caliber, intensely evaluated Global solutions to all who come to us for years. At that time, we have found out about project administration and the benefit of realizing our Principals needs. We adore driving by ordinary and perceiving how extraordinary we can become together!

Get the outcomes that you merit when you request assistance from our Global experts! This knowledge can be utilized to analyze everything necessary to always secure a comprehensive, dignified approach to unified problem solving.

Our reliable services will always work to convey everything required to get you set up in the most effective way possible.

THE BIG IDEA HOLDINGS GROUP operates strictly on a partnership basis. We do not deal with brokers. When everyone says IMPOSSIBLE, we find solutions to say I’MPOSSIBLE. This is the reason why we got rid of our website/online marketing, we do not advertise, and we do not work with document tossing agents.

Our exclusive source of new business is from referrals of those who are satisfied with our expertise and the successful outcome of a successful project funding, and/or already established trustful relationships with one of our partners.

All of our partners hold a tamper-proof Group ID and Business Card imprinted with a high-resolution group logo and QR Code to identify their validated and authenticated group’s position.

THE BIG IDEA HOLDINGS GROUP is in favor of healthy and fair competitions within the group amongst the partners regardless of their degree of partner relationship, therefore all the regional directors’ names, titles, and/or contact details would not be revealed publically. The projects coming directly to the Group would be allocated fairly by the full discretion of the Global President Director of Investments, otherwise it would be first brought first locked basis.

The Starting Point,

Successful Stories of The Big Idea Holdings Group APAC all began here in Jangchungdong, Seoul, Republic of Korea with operating capital of over 290,000,000,000 KW annually (approximately 242M USD).

About 7 Phantom Investors,

Seven Phantom Investors are the Board of Directors, Partners, and/or Shareholders of these groups of investments, the holding company established under the name of THE BIG IDEA HOLDINGS GROUP WORLDWIDE, and privately holding 90% of THE BIG IDEA FACTORY INCORPORATED and remaining 10% by Mr. John J. H. Pak since the BIG ACQUISITION took place in 2012; its corporate name has changed to THE BIG IDEA HOLDINGS GROUP to be inlined with its umbrella brand and to maximize synergy effect.

Any unauthorized calls, probes or communications, or an improper solicitation or disclosure involving any of the groups concerned in this document will result in immediate cancellation of business transaction and subject to compensation of damages done.

Our Global Project Funding Procedures,

We urge you to use your ‘COMMON SENSE’. Our procedures are very normal and understandable; THERE IS NO UPFRONT FEES (Admin/Success/Lender’s Few(s) will be drawn from the fund received) for you to get your project funded as long as it is READY, WILLING, ABLE to be qualified for the GLOBAL PROJECT FUNDING with mandatory documents provided by the BORROWER/PROJECT OWNER.

This Global Project Fund Procedure may be altered and/or revised when actual project is in discussion and under the various circumstances. (SUBJECT TO CHANGE UPON DOCUMENTATION TEAM AVAILABILITY and the difficulties and /or risk level of the project.

Our funding procedures are based on COMMON SENSE; are standard and understandable.

There is NO UPFRONT FEE(S) TO APPLY FOR THE LOAN, such as but not limited to closing cost, administration fee, and/or brokerage fee if broker(s) is involved for the project, to get funded as long as it is ready to be qualified for the GLOBAL PROJECT FUNDING with mandatory documents, such as Business Plan and Project Valuation if provided by the BORROWER/PROJECT OWNER/PRINCIPAL (Hereafter, the PO) and the Quality Accepted by the GROUP.

Five things are crucial to be answered in your PV, BP, and DD,

How much do I need? Am I assuming, or is this amount required for my project, not less or not more? (Business Plan)

What for and where to spend this money? Am I guessing, or are they the facts? Especially the construction and/or land cost? (Business Plan)

How am I going to pay back? Can my project pay off the loan, or am I assuming just to get the funds and see what happens? (Business Plan)

Is my project worth 80% of LTV? Can my project alone be used as collateral to the lender for a non-recourse loan? (Project Valuation)

My project is genuine. What I have stated above, 1 to 4, are all true and nothing but the truth. Here I am providing all necessary documents and permits for auditing. Here I also have proof to show that this fund would not be used for any money laundering and terrorist activities (Due Diligence)

When Documents are provided by the PO (please, DO NOT CONFUSE A PROJECT BROCHURE WITH THE BUSINESS PLAN), the Group will commence the Due Diligence Process. And, based on the initial review (quality and credibility) of the Business Plan and Project Valuation, the Due Diligence Fee may be waived and/or charged later from the fund received.

If the PO does not have the required documents to apply for the loan, and requests the Group to assist in making the BP, PV, and Due Diligence Report, the Group will contribute 80% of it’s documentation cost.

The 80% shall be secured and paid to the internal and/or external documentation team by the Group to complete the required documents (PV, BP, DD)

GENERAL LOAN/FUND PROCESSING FEES: ADMINISTRATION FEE/LENDER’S FEE/ORIGINATION FEE of normally 5% to a maximum of 10%, and the BROKERAGE FEE up to 3% if broker(s) are involved. These fees shall be taken from the first tranche and NOT BEFORE the funding disbursements.

The Group’s PIS (Project Information Summary) and PVQ (Project Valuation Questionnaire) provided by the Group are crucial to be fully completed and MUST-HAVE FORMS to apply for the FUND/LOAN. Please, do not waste your time trying to complete these two forms by yourself if you DO NOT have the proper documents done by professionals. This attempt without special skills and knowledge will only delay the funding process.

After the preliminary review and upon pre-approval of the PIS and PVQ by the Group, the NC NDA shall be issued, and all related parties involved in the Project shall execute. Upon execution of the NC NDA, the PO is to share the Business Plan and Certified Project Valuation that were used to complete the PIS and PVQ to initiate the Due Diligence Process by the Group.

However, if the Project is not equipped with the necessary documents to process the loan/fund and cannot complete the PIS and PV Questionnaire, the Business Plan, and Project Valuation, the PO has the option to hire a certified consultant firm at its own discretion or may request the Group’s internal documentation team to prepare these documents for the Project.

If the Group’s Designated Internal Documentation Team prepares the documents requested by the PO, the following Documentation Fee Proposal shall be applied based on the funding amount brackets (The Professional Documentation Service is not a part of the LOAN PROCESSING; therefore, it must be treated separately and is not to be considered as an UPFRONT FEE for processing and applying for the loan/fund).

When the Certified Project Valuation and Business Plan/Executive Summary are done and provided by the globally accredited third-party consulting firm(s), the Project only needs to go through the Due Diligence Process (#3 on the Chart Below) with ONLY 20% DEPOSIT, which shall also include the travel expenses for a site inspection(s) if necessary and/or feasibility studies including marketing, demographical, competitive, and/or geographical surveys.

By all means, you have a choice to use the third-party accredited consulting firm of your choice to prepare the documents required). *** Based on the initial review (quality and credibility) of the Business Plan and Project Valuation, the Due Diligence Fee may be waived and/or charged later from the fund received.***

80% of Remaining Balance of the Due Diligence Fee is due upon completion of the Certified Due Diligence Report and the Funding Approval by the Group. 80% + 20% Due Diligence Fee shall be included in the Funding Amount, and 100% shall be reimbursed from the First Tranche. The same rule and payment procedures shall be applied when done individually, Business Plan Documentation Work only, or both PV and BP.

If the PO chooses to take advantage of the Speedy Funding Process via the Group’s Format and the Package Deal Documentation Fee to prepare the Certified Project Valuation, Business Plan/Executive Summary, and Due Diligence Report from the Group’s Internal Documentation Task Force Team, 20% Deposit needs be made from the PACKAGE DEAL (PV, BP/ES, DD) DOCUMENTATION FEE to initiate the Internal Documentation Work for the Project. The remaining 80% of the documentation fee shall be provided by the Group. ***This special offer is only for the projects that have the highest potential.***

However, if requested by the PO and approved by the Group, the initial 20% Deposit to the Documentation Fee may be divided into two installments. The first installment payment of 10%to initiate the work, and the second installment of 10% after the successful delivery of the Project Valuation suitable to acquire the Funding Amount Requested.

If, in any case, the Project Valuation (PV) reaches less than the value needed for the Project, in the Total Amount to satisfy the target LTV of 80% or less, the newly adjusted project funding amount shall be recommended by the Group.

At this point, if the adjusted project funding amount is not accepted by the PO, the funding process shall be terminated immediately, and the irrevocable refund guarantee process shall be initiated and deployed within 5 banking days on any amount received from the PO by the Group.

WHEREAS, the OFFICIAL AND CERTIFIED PROJECT VALUATION REPORT (PV), prepared by the Group’s PV team, shall be completed and delivered within 30 banking days from the commencement date. The PV documentation process shall commence once the initial deposit has been transferred and confirmed to the designated bank account provided by the Group.

A Sample Project Valuation Table of Contents prepared by the Group’s TFT,

WHEREAS, after the completion of the Project Valuation, the EXECUTIVE SUMMARY (ES)/BUSINESS PLAN (BP) is to be completed and delivered within an additional 30 banking days from the completion date of the Project Valuation.

A Sample Business Plan and Executive Summary Table of Contents prepared by the Group’s TFT,

WHEREAS, after the completion of the BP/ES, the DUE DILIGENCE PROCESS shall be deployed and completed within an additional 30 banking days from the completion date of the BP/ES.

And, GLOBAL STANDARD EXECUTIVE SUMMARY (ES)/BUSINESS PLAN (BP) and CERTIFIED DUE DILIGENCE REPORT (DD) by the Group’s TFT TEAM of experts for the Funding Requirement shall be completed within 60 banking days from the commencement date of BP/ES with an optional extension of another 30 banking days if necessary and granted by the PO.

However, the Group shall expedite this process with all its power to lessen the period needed for the completion of PV, BP/ES/DD after receiving the initial Deposit, and the Lender Group’s Project Valuation Questionnaire and PIS provided have been completed by the PO and delivered to the Group.

Once the PV, BP/ES, and DD have been completed with the quality necessary to achieve the Funding Requirement for the Project, this PROFESSIONAL DOCUMENTATION PROCESS and SERVICE are considered FULFILLED. And, the remaining 80% balance of the Documentation Fee is to be transferred to the bank coordinates provided by the Lender Group within 24 hours from the time of PV, BP/ES/DD delivery to the PO.

However, this remaining 80% BALANCE may be fully or partially deferred upon approval of the Group until after the successful funding, under the sole discretion of the Lender Group. An additional FINANCIAL fee may be applied to the Balance Due. This deferred payment shall be approved or declined before the initial deposit is made.

Once the choice of the Documentation Work has been made (Partial/Individual or Package Deal of all three documents) by the PO, a formal 100% Irrevocable Refund Guarantee Documentation Fee Agreement shall be issued with the schedule of deliverables for the documentation services to be done by the Group’s DOCUMENTATION TFT.

Additional Discount Rates may be applied at the sole discretion of the Global President Director of Investments based on, but not limited to, the level of cooperation, project difficulties, good faith, and project industrial sectors. 

Price Quotation may vary based on the level of difficulties and the amount of work needed, and these Funding Procedures shall not establish or create any type of formal agreement or obligation except to be used as a generalized guideline.

If the Group has failed to fulfill the Funding Amount Requested, the Group shall commence the Irrevocable Refund Guarantee Process for the FULL AMOUNT RECEIVED from the PO within less than 48 hours of such request.

However, if in any case(s), the professional documentation service(s) stated in this professional documentation service and/or project funding in the amount requested cannot be completed, declined, rejected, and/or failed the global funding process due to the PO’s lack of cooperation(s) and/or providing falsified documents/information, then whatever additional expense(s) occurred up to that point may be charged, and no refund shall be made by the Group, on any payments received, plus the Funding Process shall be terminated immediately.

Furthermore, if the PO fails to provide the REASONABLE document(s) and/or information(s) requested by the Group within 15 banking days, then it would be considered a failure to cooperate by the PO, and Procedure #26 shall be in effect, otherwise, extension(s) to deliver the document(s)/information by PO is to be requested formally in written and must be accepted by the Group.

Should any of the force majeure, circumstances, including but not limited to natural disaster, fire, outbreak, flood, war hostility, civil commotion, embargoes, strikes or lockouts by workmen, or blockades, or sickness prevents the “GROUP” and/or “PO” or anyone involved in this agreement from wholly or partially carrying out their contractual obligations, then neither party shall be held responsible for breach of contract until the FORCE MAJEURE is resolved.

General Loan Term,

This GENERAL LOAN TERMS shall not establish or create any type of formal agreement or obligation except for the discussion between BIHG REGIONAL INVESTMENTS and THE BIG IDEA HOLDINGS GROUP. The Official Loan Term Sheet shall be issued after the loan application, a review of the project documents, and the approval of the loan.

All wire transfers and/or transactions must comply with the proper and applicable banking procedures according to the international banking regulations, not to violate and be in compliance with Anti-Money Laundering and Counter-Terrorism Financing Policies; the transaction request must be free from any criminal activities.

Electronic document transmissions

EDT (Electronic Document Transmissions) shall be deemed valid and enforceable in respect of any provisions of this Contract. As applicable, this agreement shall: Incorporate U.S. Public Law 106-229, ‘‘Electronic Signatures in Global & National Commerce Act’’ or such other applicable law conforming to the UNCITRAL Model Law on Electronic Signatures (2001) ELECTRONIC COMMERCE AGREEMENT (ECE/TRADE/257, Geneva, May 2000) adopted by the United Nations Centre for Trade Facilitation and Electronic Business (UN/CEFACT).  

EDT documents shall be subject to European Community Directive No. 95/46/EEC, as applicable.  Either Party may request a hard copy of any document that has been previously transmitted by electronic means, provided, however, that any such request shall in no manner delay the parties from performing their respective obligations and duties under EDT instruments.

Our Outsourced Funding Strategy,

Publicities, Announcements, and Creative Work of the Group